Free Credit Report Dot Com USED/NEW CAR Commercial
They’re baackkkk. The singing pirates are back in the freecreditreport.com New Car Commercial. And, I love it. This barnstorm of commercials is so funny to me. Admittedly, it sounds bonkers but sometimes I like commercials more than television shows. While I wangle a short attention span, I have an advertising degree in custody. This interesting coupling of traits makes me an ad agencies dream. Yes Madison Avenue, I am JUST who you are looking for!
Anyway, here is my new fave commercial.
Eric Violette is the actor in each of the commercials of freecreditreport.com campaign. And, no he is not in a real band. Rather, he is a comedian.
The lyrics: Well I’m shopping for a new car, which one’s me? A cool convertible or an SUV. Too bad I didn’t know my credit was whacked, so I driving off the lot in a used sub-compact.F-R-E-E, that spells “free”, credit report dot com baby. Saw their ads on my TV. Thought about goin’ but was too lazy.Now instead of lookin’ fly I’m looking fat, my legs are sticking to the vinyl and my posse’s getting laughed at.F-R-E-E, that spells “free”, credit report dot com baby…
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Free Credit Report Dot Com Bicycle Commercial
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Rock Star Free Credit Report Dot Com Commercial
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Free Credit Report Dot Com Dream Girl Commercial
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Free Credit Report Dot Com Pirate Commercial
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Mastercard Favorite Things Commercial



















it is soo funny
Anonymous
February 8, 2008 at 6:44 pm
I’ve written a gingel to go with your tune, hope you’ll like it.
I guess you may be wondering why I’m living in this box in stead of in a normal house with a roof and walls and locks. It’s all because some hacker stoled my idenity. Now I’m living in a cardboard box out back beneath this tree. Should have gone to FCR.Com I guess I really should have listened to my Dad and Mom they told me that free credit would keep your credit free so you won’t end up living in a cardboard box like me
Please let me know if you like it and If you’ll pay me for it all the better. Thanks
Jack Engler
February 15, 2008 at 11:24 am
Too bad I didn’t know my credit was wack. Now instead of lookin’ fly and rollin’ fat… These are the actual lyrics.
jason
February 22, 2008 at 2:16 pm
[...] Free Credit Report Dot Com USED/NEW CAR Commercial [...]
Free Credit Report Dot Com Pirate Commercial « Moon Dreams & Day Beams
February 22, 2008 at 10:48 pm
paid me not baby
Kelley
February 23, 2008 at 8:37 pm
no it is baby look any where else thats ok i make a lot of mistakes definitely on lyrics
tiwan
February 23, 2008 at 8:47 pm
I looooove Eric!
Emily
February 25, 2008 at 12:06 am
omfg…lyrics are wrong
Well I’m shopping for a new car, which one’s me? A cool convertible or an SUV. Too bad I didn’t know my credit was whack, cus now im driving off the lot in a used sub-compact.F-R-E-E, that spells “free”, credit report dot com baby. Saw their ads on my TV. Thought about goin’ but was too lazy.Now instead of lookin’ fly and lookin phat, my legs are sticking to the vinyl and my posse’s getting laughed at.F-R-E-E, that spells “free”, credit report dot com baby…
god whoever posted lyrics is retarded its PHAT as in cool and whack as in weird,crazy not as in killed or striked….idiot
john
February 26, 2008 at 1:13 am
oops i meant rollin phat not lookin soz
john
February 26, 2008 at 1:27 am
That’s what you get, John, for being so overassertive. And “striked” isn’t a word. I have every right to call you what you called Christy: idiot. But I won’t because, well, no one is perfect.
Lizzy
February 26, 2008 at 6:04 pm
ok striken
john
February 27, 2008 at 12:11 am
oh wait stricken isnt a word either now i guess
struck happy now
john
February 27, 2008 at 12:50 am
How can you call me if you don’t know me? But of course I don’t care because I don’t know you either. I’m sure deep down you’re a great guy.
Anyway, that is all beside the point. The new free credit report car commercial is great!
Lizzy
February 27, 2008 at 10:13 am
Jack Engler i read your made up song its really good. im not like a person that’ll pay you for the songs but from a commerical watcher/listener i wuld love to have that as one of their commerical’s
Eric
February 27, 2008 at 6:08 pm
Its “and rolling phat”
not looking.
Kristen
March 2, 2008 at 9:09 pm
I think it’s AND lookin’ fat.
Ch
March 2, 2008 at 11:34 pm
F-R-E-E that spells free. Credit report dot com baby!
allie
March 10, 2008 at 9:30 pm
i love it !!!!!!!!! it roxs!!!!!!!!!!
????????????
March 12, 2008 at 12:01 am
I think that song is awesome…..
it is soooooooooooooooo kool $$$$ rock on
Christeen
March 12, 2008 at 8:17 pm
Thanks for posting it. For all of you editors, thanks for clearing it up. My life has meaning now. Don’t take yourselves too seriosly.
BRAD
March 16, 2008 at 7:30 pm
I just think he’s hot….LOL
T.L. Martinez
March 18, 2008 at 11:13 am
My roommate and I love this.
We go around singing it…
F R E E that spells free credit report dot com baby. (:
Good times. Good times.
No one.
March 25, 2008 at 11:55 pm
IT IS ROLLIN’ PHAT!!!!!
I Love these guys…….WHO ARE THEY?
Elizabeth
March 26, 2008 at 10:30 pm
that song is very cool man. next time you do a comershle, mack sure u use henry niswander in the song.
henry niswander
March 28, 2008 at 3:16 pm
it’s rolling PHAT!! but besides that me and my friends go around school singing F-R-E-E that spells free crdit report… i also like the pirate one you have put up somewhere hey go to my website everyone http://www.freewebs.com/whatevernow/
Col
March 29, 2008 at 1:59 pm
Has anyone noticed the pirate hat in the back seat of the car?
J vidal
April 1, 2008 at 8:39 pm
mi friends sing this all the time!!! i love it. it gets stuck in mi head forever!! but its funny anyway
gina
April 2, 2008 at 4:15 pm
While this advertisement is not quite as obnoxious as some ad’s on TV these days,
there are things about it that DRIVE ME CRAZY. I don’t know if it’s the station(s) I
happen to watch, but EVERY time it’s on, the audio is OUT OF SYNC.
Not too many other things drive me as crazy as audio that’s out of sync with the
video. WHY CAN’T THEY GET IT TOGETHER, I’M SURE THEY PAID FOR A COMMERCIAL
WHICH IS IN SYNC. And whatever they paid, having worked in corporate advertising,
I’m sure they paid far more than was necessary for a second rate commercial.
Dave
April 8, 2008 at 10:53 am
The lyrics actually go like this…
Well I was shoppin’ for a new car which one’s me, a cool convertible or an SUV? Too bad I didn’t know my credit was whack,cause now I’m driving off the lot in a used sub-compact. F-R-E-E, that spells “free”, credit report dot com baby. Saw there ads on my tv. Thought about goin’ but was too lazy. Now instead of lookin’ fly, i’m rollin’ phat. My legs are stickin’ to the vinyl and my posse’s gettin’ laughed at. F-R-E-E, that spells “free”, credit report dot com baby.
Jer
April 18, 2008 at 11:25 pm
hey this is totally cool….and no i didnt notice the pirate hat in the back! good eyes, j vidal!!!!!!! and i think that you are all stupid about this whole lyrics argument, becuz its pointless……every one knows the lyrics!!!! i see this commercial all the time and i know all three songs, but i smell garlic bread so im gonna leave now
CEC
April 21, 2008 at 6:15 pm
oooooooommmmmmmmgggggggggggggg!!!!!!!!!!!!!!!!!!!!!!
wwwwwwwwwwwwwttttttttttttttttttttttttfffffffffffffffffffffff!!!!!!!!!!!!!!
Anonymous
April 24, 2008 at 10:16 am
My freind and I go around singing this song and people just lol. We know every one and this is our favorites. F-R-E-E that spells free credit report .com baby! ROCK ON…..and keep making funny comercials!
luver of comercial
April 25, 2008 at 12:27 am
THIS IS THE BEST COMERCIAL EVER PEOPLE!!!!! IF YOU DON’T LIKE IT YOU ARE INSANE!!!!!!!!!!!!
luver of comercial
April 25, 2008 at 12:28 am
i agree with christan its rollin phat
not looking phat
Duuh
zach
April 26, 2008 at 1:02 pm
THIS DAM SONG IS FUNNY
MANNY
April 26, 2008 at 7:12 pm
ALL MY FREINDS AT SCHOOL SING THE SONGS
MANNY
April 26, 2008 at 7:13 pm
You guys are retards. This song is annoying and sucks. I personally want to find the retard that wrote this and beat them with a rubber hose till that person cries.
Mr. Penis
April 30, 2008 at 11:02 am
hah . i LOVE this commercial ! this song is gonna be stuck in my head for like , the rest of the day !
f – r – e – e that spells free , credit report dot com bab – ey !
kaelyn
May 3, 2008 at 4:28 pm
I think the cardboard box gingel is awesome!!! They should really make that a commercial…as long as I get a cut of course!!!LOL
luver of comercial
May 4, 2008 at 10:30 pm
My letter to support@freecreditreport.com
05.05
Good morning.
I’m sure you get thousands of emails a day about this. You should print them out, share them with your marketing people.
Or put them on PowerPoint and call a meeting.
What’s the word on the street for freecreditreport.com in may of 2008?
S T O P P L A Y I N G Y O U R F & % * I N G I N S U L T I N G A D S ! ! !
I said it ‘big’ not because I don’t think you can read, but I really want your attention in this matter. A little emphasis was required.
Now.
The ad. The song is insidious and rather insulting. For instance, the line:
‘my credit was whack’.
Who speaks like this? Who do you think speaks like this? What target demographic are you trying to reach?
Ohhhh. OK. I get it. Wow. You guys are SUBTLE.
And…just in case we didn’t get it the first time, well, why don’t you beat us over the head with it:
‘now instead of lookin’ fly and lookin’ phat, my legs are sticking to the vinyl and my posse’s getting laughed at’
Insulting.
Horrid.
Racist.
You’ve got a lot of problems, and you need to fire your marketing folks / advertising agency.
Immediately.
S-U-C-K that spells 'SUCK'
May 5, 2008 at 11:46 am
05.05
Hi.
I’m sure you get thousands of emails a day about this. You should print them out, share them with your marketing people.
Or put them on PowerPoint and call a meeting.
What’s the word on the street for freecreditreport.com in may of 2008?
S T O P P L A Y I N G Y O U R F & % * I N G I N S U L T I N G A D S ! ! !
I said it ‘big’ not because I don’t think you can read, but I really want your attention in this matter. A little emphasis was required.
Now.
The ad. The song is insidious and rather insulting. For instance, the line:
‘my credit was whack’.
Who speaks like this? Who do you think speaks like this? What target demographic are you trying to reach?
Ohhhh. OK. I get it. Wow. You guys are SUBTLE.
And…just in case we didn’t get it the first time, well, why don’t you beat us over the head with it:
‘now instead of lookin’ fly and rollin’ phat, my legs are sticking to the vinyl and my posse’s getting laughed at’
Insulting.
Horrid.
Racist.
You’ve got a lot of problems, and you need to fire your marketing folks / advertising agency.
Immediately.
S-U-C-K that spells 'SUCK'
May 5, 2008 at 11:47 am
This commercial haunts me. I love it and I hate it. Can’t argue with it though, it’s very effective.
jyoseph
May 6, 2008 at 12:50 am
What the heck is the guy in the backseat saying during the commercial? It’s right around when the Head Pirate sings “I thought about goin but was too lazy.”
Let me know!
Anne
May 6, 2008 at 3:24 pm
OMG LIKE TOOO THNE MAX!!!! I LUV THE COMERECIAL!!!!! OMG PEACE OUT!
brandi
May 6, 2008 at 3:41 pm
This commerical is so cool they should play it ever commerical break.. i love it
Court
May 6, 2008 at 10:27 pm
FREE CREDIT REPORT DOT COM
FCR
May 7, 2008 at 5:17 pm
I can’t believe no one has mentioned what a CUTEY PETOOTY the pirate guy is. I am in love with him He is nerdy cute, especially his bouncy smile at the end of the song.
I think the guy in the backseat is simply harmonizing with the driver at that point he joins in with his guitar.
And whoever said the audio is out of sync on your tv, well you are not alone..It IS out of sinc slightly especially right at the beginning. I sing this song daily and never knew the first line up to SUV..THANKS! now I can sing the whole song without hesitation and memory lapses.
p-e-a-c-e spells peace, baby!
Cute Pirate Waiter lover
May 8, 2008 at 12:44 pm
Anybody else notice the pirate hat in the back window? You can see it just behind the guitarist, Right as they start the line “Saw their ads on my tv”.
Lordhat
May 9, 2008 at 1:42 am
D’oh *I* didn’t notice this was already posted. >.<
Lordhat
May 9, 2008 at 1:43 am
its rollin fat
kitt
May 9, 2008 at 11:11 pm
hey we love this song its the best LOVE YA LOTS
paige and preeti
May 13, 2008 at 12:50 pm
I can’t stop singing this tune. F-R-E-E that spells free, credit report dot com baby. My intern for the next few days is going to Love this, aren’t you Jennifer. This song and your buddy in Eldora, nothing better in life, don’t forget this experience ever. I like this guys voice, bring on the music career! F r e e that spells …..
Scott in Iowa
May 13, 2008 at 10:57 pm
Just a few tweaks to the lyrics you posted…
Well I was shopping for a new car. Which one’s me? A cool convertible or an SUV? Too bad I didn’t know my credit was whack cause now I’m driving off the lot in a used subcompact. F-R-E-E That spells “free.” Credit report dot com baby. Saw their ads on my TV. Thought about goin’ but was too lazy. Now instead of lookin’ fly and rollin’ phat, my legs are sticking to the vinyl, and my posse’s getting laughed at. F-R-E-E That spells “free.” Credit report dot com baby.
jakstl
May 20, 2008 at 10:30 am
I LOVE THIS SONG!
Anonymous
June 8, 2008 at 4:19 pm
This commercial is so awful, I cant change the channel quick enough when it comes on. If the kid in the car was in front of me I would b*tch slap him until he promised never to utter those words again. By the way, the offer is a scam. Idiots.
Dmax
June 10, 2008 at 2:42 am
Thanks for posting this commercial and the lyrics. My two boys and I were interested in finding the words so we could actually sing the whole thing.
Upon listening and reading your lyrics, though, I found a correction to point out: After he says, “Instead of looking fly…” it continues, “…AND ROLLING FAT…” Fat should probably be spelled PHat, to fit the new slang which refers to something cool, e.g. “Dude, your stereo has a PHAT sound”
Anyway, just wanted to add that one tidbit. But you did all the real hard work. Thanks.
-Neil
Neil
June 10, 2008 at 9:18 pm
One question: Are you attempting to attract losers? It would be my reaction to your TV ad. Please tell me if the manager who approved this type of ad is in a position to influence your services. If you want 80%+ of your viewers to be disgusted with your ads, you’re suceeing
Russ
June 25, 2008 at 1:36 pm
This is soo hilarious!! Im always singing this!! And me and my stepdad would crank up the volume on the TV when the commercial comes on and we would be singing along:] Its quite catchy:]
Rebecca
June 28, 2008 at 3:14 pm
Too bad I didn’t know my credit was whacked…(should be: “whack”)
Now instead of lookin’ fly I’m looking fat,…
(should be: “…lookin’ fly an’ rollin’ phat”)
wesley
July 5, 2008 at 3:14 am
Too bad I didn’t know my credit was whacked…(should be: “Too bad I didn’t know THAT my credit was WHACK”)
Now instead of lookin’ fly I’m looking fat,…
(should be: “…lookin’ fly AN’ ROLLIN’ PHAT”)
wesley
July 5, 2008 at 3:15 am
re: “By the way, the offer is a scam. Idiots.”
Yes, myfico is better but—wow! Why the ANimUS?! Maybe u should pop a few hundred quaaludes, Dmax.
wesley
July 5, 2008 at 3:18 am
it’s
Now instead of lookin’ fly AND ROLLING PHAT, my legs are sticking to the vinyl and my posse’s getting laughed at.
not i’m looking fat
Emily
July 15, 2008 at 11:18 pm
I absolutely love these guys. They are so adorable. I find myself singing this song through out the day
Erica
July 22, 2008 at 10:55 am
This is a thread full of music lovers apparently, who are forgiven for loving the musicality of the ad. I liked that too at first till I heard the meta message in ALL of these ads. The one with the bum (oops! cute guy) and his wife living in HER parents’ house is the worst. HIS parents probably kicked him out a long time ago because they were sick of him and his band. Even though her credit is bad they don’t live like normal people with bad credit in a cheap shitty apartment; they are lucky to have her parents helping. A person’s credit isn’t suddenly bad, it takes a while to f*ck up your credit; you have to default on a loan (which is what a credit card is.)
The company was very clever to choose a cute guy and catchy music to hide the meta message of blaming a woman (or others) for your problems. I think making this guy a happy bachelor with a dog and a yard should be arranged ASAP. A married guy bumming around with his bandmates and not taking his music career or his marriage seriously is pathetic and then whining about not being able to buy a house is laughable. Bitching about his wife to the world is shameless.
I own nothing and I have f*cked up credit: I don’t need to ask a credit company if I have bad credit and I am lucky my parents are helping me. I won’t whine that I don’t own anything; we get what we work for. Sometimes we don’t even get what we work for.
So people, let’s try to listen past the cute guy singing the catchy jingle and become aware of what they are trying to stuff down our throats. We are responsible for our credit, not our partners or our parents. And according to reports I have seen, this company is indeed a scam, NOT free at all.
p.s. Jack Engler, you wrote the best lyric. Also the latest ad with the slow pedantic “rap” is truly egregious, now he’s just rollin wack and lookin st00pid.
blah
August 5, 2008 at 9:52 pm
Hey all,
I love these guys in these commercials. Does anyone know who the blond is in the “band”? I think he’s hot.
Marnie
August 6, 2008 at 10:36 pm
There is a new commerical out!!!
Just saw it this week.
This time they are all on bicycles.
Did not see the pirate hat in this one?
Arlene
August 14, 2008 at 1:28 am
Holy crap. Saw this parody of it on YouTube. Totally whack!
Ken Shame
August 19, 2008 at 9:42 am
Yeah, it’s actually “Now instead of lookin’ fly and rollin’ phat, my legs are sticking to the vinyl and my posse’s gettin’ laughed at.”
Kenzie Chaos
August 23, 2008 at 3:57 pm
I’m in love with the guy who plays guitar in the commercials…anyone know his name???
Marilyn
September 1, 2008 at 12:21 pm
The OP is a dumbass. The dude in the commercials is in a band, he is NOT a comedian. He is a singer in a french-canadian band, and a theatrical composer and actor. He has an entire website explaining this, and not once does it say anywhere that he is a comedian.
Nathan
September 2, 2008 at 1:31 pm
Does anyone else realize that the pirate hat is in every single commerical? My 5 yr old pointed it out. So I do agree that these commericals are catchy. The kids love ‘em.. Oh and his name is Eric Violette for Marilyn who posted above.. called using a search engine.. :)
SueEllen
September 13, 2008 at 3:20 pm
In regards to the comment by “S-U-C-K that spells SUCK”……………………………. you’re a fucking idiot. You’re one of those people that pick apart George Bush’s speeches at 3 in the morning by candlelight and look for clues for the 9/11 “cOnSpiRaCYyYYy”….. People like you are why the world is considered a horrid place. You should have never been born.
It’s not racist.
It’s fucking funny.
A nerdy white guy is rapping.
Nerdy white guys in their early 20s rapping about their credit report is fucking funny. It’s why the commercial is well-known. It’s not racist. It’s not making fun of anything but itself.
You are a fucking loser, and I hope you have good luck with your worthless, meaningless, easier-to-throw-away-than-a-two-dollar-one-legged-Vietnamese-hooker, life.
I hope you drown.
Not Racist, Funny.
September 18, 2008 at 9:31 am
PIRATE SONG:
They say a man should always dress for the job he wants. So why am i dressed up like a pirate in this restaurant? Its all because some hacker stole my identity. Now im in here every evening serving chowder and iced tea. Shoulda gone to free credit report dot com! (yee-ha) coulda seen this coming at me like an atom bomb! they monitor your credit and sell you email alerts. So you dont end up selling fish to tourists in t-shirts
NEW CAR:
Well i was shopping for a new car which ones me? A cool convertible or and SUV? To bad i didn’t know my credit was whack, cause now im drivin’ off the lot in a used subcompact. F-R-E-E that spells ‘free’. Credit report dot com baby. Saw their ads on my tv. Thought about going but was to lazy. Now instead of looking fly and rolling phat, my legs are sticking to the vinyl and my posse’s getting laughed at. F-R-E-E that spells free. Credit report dot com baby!
DREAM GIRL:
Well I married my dream girl, i married my dream girl, but she didn’t tell me her credit was bad. Now instead of living in a pleasant suburb, we’re living in the basement at her mom and dad’s. All because we couldn’t get a loan for a respectable home, all because my girl defaulted on some old credit cards. If we’d gone to free credit report dot come, id be a happy bachelor with a dog and a yard.
me and my friends go singing these around school and on the bus. Its so fun! alot of people only know the chorus though and it makes me mad when they only sing that part. they should know they whole thing if they’re gonna sing it! lol well i love these commercials and i hope to memorize all of them. They have like 5 or 6 now dont they? well these are the 3 i know k bye! lol
Drandi Yo!
September 27, 2008 at 8:00 pm
[...] Free Credit Report Dot Com USED/NEW CAR Commercial [...]
Free Credit Report Dot Com Bicycle Commercial « Moon Dreams & Day Beams
October 1, 2008 at 9:22 pm
[...] Free Credit Report Dot Com USED/NEW CAR Commercial [...]
Free Credit Report Dot Com Commercial Rock Star « Moon Dreams & Day Beams
October 6, 2008 at 9:57 am
I fucking loathe these terrible commercials. Anyone who actually enjoys these songs either has serious brain damage or some type of mental disability. They are fucking corny as hell oh and THEY ARE ANNOYING!!! Seriously the guys voice makes me want to pound rusty nails into my skull while setting my self on fire while listening to Celion Dions greatest hits. I mean all that is exponentially more enjoyable than sitting through one of these turds. Fuck free credit report .com! Get new commercial writers ya dumb asses.
crash89
October 8, 2008 at 10:26 am
Seriously… worst commercials ever.
Anonymous
December 13, 2008 at 11:24 pm
These are the most annoying dumbest commercials EVER MADE. I want to throw a brick through my TV every time they come on because everything about them is annoying AS HELL PLEASE STOP PUTTING THESE STUPID ACTORS / SONGS / WHATEVER THE HELL ELSE THERE IS TO DO WITH THIS COMMERCIAL ON TELEVISION. IT IS A WAIST OF LIGHT PIXELS!!!!!!!
dj
January 29, 2009 at 1:32 am
ahh i love the song i am 10 too
ashley
March 7, 2009 at 3:17 pm
MAhhhN ;;
iF i dONt kNO All thEE WORdZ tO thiS SONq , . .. , . i StAY SiNqIN dhiZ SONq .
f – R – E – E ;; thAt SPEllZ ” fREE ” . CREdit REPORt ( . ) COM bAYBiE !
AhA !
* MiSSZ' kiKi ;;
April 14, 2009 at 12:29 pm
i think the guy driving is so vute i love him lol
SRHBABY
April 23, 2009 at 8:40 pm
i think the guy driving is so cute i love him lol
SRHBABY
April 23, 2009 at 8:43 pm
Your credit report is important and should be monitored. You should get your free credit report once a year at least.
Free Personal Credit Report
May 6, 2009 at 3:26 am
The lyrics posted by Jer April 18, 2008 at 11:25 pm are ALMOST correct. The only mistake: It is “Saw their ads on my tv” NOT “Saw there ads on my tv”.
JohnnyCool
June 30, 2009 at 11:10 pm
Actually, there’s another mistake, in addition to the one I mentioned before: It is “Now instead of lookin’ fly and rollin’ phat, my legs are stickin’…” NOT “Now instead of lookin’ fly, i’m rollin’ phat. My legs are stickin’…”
JohnnyCool
June 30, 2009 at 11:17 pm